Terms & Conditions

Last updated: 2025-11-07

Welcome to Samir Moustakim (the “Site”). By accessing or using this website, including tools, content, digital products, and services, you agree to be bound by the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By using this website, you agree to comply with these Terms & Conditions and any applicable laws and regulations. If you do not agree, please discontinue use of the Site.

2. Use of Website & Tools

This website provides digital tools, resources, and informational content for personal and business use. You agree not to misuse the tools, attempt to disrupt website functionality, or engage in any activity that may harm the Site or its users.

3. Intellectual Property

All content on this website, including text, designs, logos, tools, and digital resources, is owned by or licensed to Samir Moustakim. You may not copy, redistribute, or reproduce any material without permission.

4. Digital Products

When purchasing digital products (templates, dashboards, planners, tools, etc.), you receive a personal or commercial license (as specified on the product page). Digital products are non-refundable due to their downloadable nature.

No Refund Policy: All digital product sales are final. Once the file is delivered or downloaded, refunds cannot be issued.

5. User Accounts

If you create an account, you are responsible for maintaining the confidentiality of your login details and for all activities under your account.

6. Privacy Policy

Your use of this Site is also governed by our Privacy Policy. Please review it here:

7. External Links

The Site may contain links to third-party websites. We are not responsible for their content, policies, or practices.

8. Disclaimer of Liability

All tools and content are provided “as is” without warranties of any kind. We do not guarantee 100% accuracy, uptime, or suitability of any tool or resource for your specific needs.

9. Limitation of Liability

To the fullest extent permitted by law, Samir Moustakim shall not be liable for any damages resulting from the use or inability to use the Site, including loss of data, business interruptions, or financial losses.

10. Changes to Terms

These Terms & Conditions may be updated periodically. Continued use of the Site constitutes acceptance of any changes.

11. Contact

If you have questions about these Terms & Conditions, you may contact us at:

contact@samirmoustakim.com